The book · 2nd edition, 2026

Managing On Nil Every Year

Most people spend many years in school but learn nothing about money. Barbara’s practical guide demystifies the jargon and helps you build the financial future you want.

Managing On Nil Every Year by Barbara Anderson — front cover

Inside the book

What you’ll learn

  • Answers to the money questions Barbara’s clients ask most
  • Everyday financial terms, explained simply
  • Ways to reduce your outgoings
  • How to choose the right protection for your family
  • How to get your money working for you
  • How to plan the financial future you want

Who it’s for

Anyone who finds money confusing or full of jargon; and anyone who wants to be more effective with what they earn.


“Most people spend many years in school but learn nothing about money. There is very little wonder therefore that many people struggle financially.”

— Barbara Anderson

Pre-order

How to order

The 2nd edition is available for pre-order. It is not on sale online yet — Barbara takes orders in person at her events, where you can also have your copy signed.

ISBN 978-1-326-59820-4 · Published by Trois Étoiles Press


Bring Barbara to your event

Keynotes, panels and workshops on financial education, for audiences of every size.